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  • budget as a freelancer
    Side Hustle | Banking & Savings

    How to Budget as a Freelancer When Income Changes Every Month

    ByRishabh Nigam May 10, 2026May 11, 2026

    Getting a massive client invoice paid on a Tuesday feels great. Staring at a completely empty project pipeline three weeks later does not. When your income fluctuates wildly from month to month, standard 50/30/20 budgeting advice falls apart. You can’t rigidly save 20% of your income if you don’t know exactly what 100% of your…

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  • The 50/30/20 Budgeting Rule
    Banking & Savings

    The 50/30/20 Budget Rule Explained Simply

    ByRishabh Nigam April 14, 2026May 11, 2026

    I used to think budgeting was self-punishment. For years I’ve managed my money by downloading ridiculously sophisticated spreadsheets, recording every single $4 coffee I bought, and feeling guilty every time I spent money on something fun. Predictably, the strategy was short-lived, and lasted only three weeks. It was tiring. It was a financial crash diet,…

    Read More The 50/30/20 Budget Rule Explained SimplyContinue

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