SEP IRA vs Solo 401(k): Which Retirement Plan is Best for Freelancers?
Leaving the traditional corporate world to become a freelancer, consultant, or small business owner is one of the most liberating decisions you can make. You…
10 Credit Score Mistakes That Can Cost You 100 Points
If you are reading this, you might be staring at a credit monitoring app in total disbelief, wondering how innocent credit score mistakes could have…
Debt Consolidation vs Debt Settlement: Which Actually Saves More Money?
If you are reading this, there is a good chance you are familiar with the 2 AM ceiling stare, desperately trying to weigh the pros…
How Much Should You Have Saved by Age 30, 40, and 50?
It is the question that keeps millions of adults up at night: Am I falling behind? When you see your peers buying larger houses, taking…
50 Things to Stop Buying If You’re Trying to Save Money
When you decide you want to get serious about your finances, figuring out the right things to stop buying to save money is often the…
How to Pay Estimated Taxes for the First Time: A Step-by-Step Guide
Figuring out how to pay estimated taxes for the first time is a rite of passage for every new freelancer, independent contractor, and small business…
How Much House Can You Afford on a $50K, $75K, or $100K Salary?
If you are thinking about buying a home, you have probably spent a few late nights scrolling through real estate listings. You look at a…
Leasing vs. Buying Used: Which Actually Costs Less?
When you walk into a car dealership, the salesperson will ask you one question before you even look at a vehicle: “What monthly payment are…
How Much Should You Have Saved Before Buying a House?
If you spend your evenings scrolling through real estate listings, you have probably experienced the sudden wave of anxiety that comes right after falling in…
How Sinking Funds Protect Your Emergency Savings
The problem with most emergency funds is that we use them for things that aren’t actual emergencies. Instead of using sinking funds for predictable bills,…
